Financial Options

Payment Options

For your convenience, we accept cash, personal checks, money orders, and most major credit cards. Payment is expected at the time services are performed. Feel free to contact our office if your treatment plan requires more comprehensive dental work and you want to discuss financial arrangements.

Insurance

It is our policy to provide the best dentistry for you. To do this, it is important that we do not allow dental benefits to be a determining factor in diagnosis. Your treatment will be based upon your values and needs.

As a courtesy, we will submit claims to your dental plan carrier. Generally, dental benefits pay a percentage of each procedure up to a set yearly maximum. Your insurance policy is a contract between you and your insurance company. We are not a party to that contract.

Your co-pay and deductible are due on the day of service. If your claim is denied or we do not receive anticipated reimbursement for the balance of your claim within 30 days, we will resubmit once. If we have no response within two weeks, we will invoice you for all unpaid balances. However, we do not guarantee any estimate, and should your dental plan pay less than expected, you are fully responsible for the balance.

In Network Insurance Carriers

• Delta Dental Premier
• Cigna Radius
• MetLife PDP
• Guardian PPO
• Aetna PPO

We also accept several other Insurance Plans as non-participating providers, please call 201-488-8300 to inquire about accepted insurance policies:

We do not accept any DMO or HMO insurance plans.

If you have any questions or uncertainty regarding your insurance coverage, please don't hesitate to call us. We are here to help you.

Financing

We’re pleased to offer our patients the CareCredit® card, North America's leading patient payment program. CareCredit lets you begin your treatment immediately — then pay for it over time with low monthly payments that fit easily into your monthly budget. Now you don’t have to save up for years to finally get the smile you’ve always wanted.

Your Healthcare Credit Card

CareCredit is the credit card exclusively for healthcare services. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatments. Plus, you can use your CareCredit card over and over for follow-up appointments.

Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply online for your CareCredit card today.